Plug-and-Play API Integrations for Affordability.

CareCard’s Intersect platform brings enterprise-grade technology to the prescription ecosystem, with solutions for integrated benefits, savings marketplaces, claims processing, drug cost containment, formulary optimization, DTC fulfillment, and more.

Solutions for Every Pharmacy

Select your line of business to see the Intersect solutions built for it, and how they work in practice.

Pharmacies

Fill more prescriptions at prices patients can afford, through one integration.

Example use case

A patient is going to abandon their medication through their benefit. Intersect checks every available discount price at the counter and applies the best one, through a single BIN.

Solutions

Unified Affordability & SavingsUniversal BIN & Claim RoutingDiscount Card MarketplaceDrug Pricing & Revenue AnalysisMargin Protection Tools

PBMs

Extend your benefit with savings programs and real-time claims processing.

Example use case

A member fills a prescription. Intersect checks the plan benefit and available savings programs together and processes the claim at the lower cost.

Solutions

Integrated Benefits & Savings ProgramsPrescription Claims ProcessingFormulary OptimizationDrug Pricing & Revenue Analysis

Pharma Manufacturers

Get your programs to patients at the moment of dispense.

Example use case

A patient is prescribed your brand. Their copay card is applied automatically at the pharmacy, so they pay the program price with no extra steps.

Solutions

Prescription Claims ProcessingCopay Card & PAP ManagementGTM ChannelsDTC Programs

Provider Networks & EHRs

Bring affordable options into the point of care.

Example use case

A prescriber selects a medication. Discount prices and savings options appear in the workflow before the prescription is sent.

Solutions

Unified Affordability SolutionsDiscount Card Marketplace

Brokers & Plan Sponsors

Lower drug costs for the plans and members you serve.

Example use case

An employee fills a prescription. Intersect applies plan benefits, savings programs, and HSA or FSA funds in one transaction.

Solutions

Unified Affordability SolutionsIntegrated Benefits & Savings ProgramsAutomated Payer Solutions for HSA, FSA, & HRAPrescription Claims ProcessingFormulary Optimization & Drug Cost Containment
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Embedded in Your Existing Workflows

Every Intersect solution easily plugs into the systems and processes you already use, utilizing simple API connections and NCPDP-standard data fields. Launch new programs in just a few days rather than months.

  • Integrated Benefits & Savings

    Combine pharmacy benefits with savings programs so members automatically get the lower price on every fill.

    • Benefit and savings checked together
    • Lower price applied automatically
    • Fits your existing claims flow
    Built forPBMsBrokers & Plan Sponsors
    Integrated Benefits & Savings dashboard comparing a member's plan benefit with available savings programs for a prescription
  • Universal BIN & Claim Routing

    One BIN connects a pharmacy to every savings program. Each claim is routed in real time to the best available price, using standard NCPDP transactions.

    • A single BIN for every program
    • Real-time routing to the best available price
    • Standard NCPDP transactions
    Built forPharmacies
    Universal BIN & Claim Routing screen showing a pharmacy claim routed in real time to the best available price
  • Drug Pricing & Revenue Analysis

    See how pricing sources compare, and where revenue is gained or lost, by drug and channel.

    • Pricing compared across sources
    • Revenue visibility by drug and channel
    • Data to inform pricing decisions
    Built forPharmaciesPBMs
    Drug Pricing & Revenue Analysis dashboard comparing pricing sources and revenue by drug and channel
  • Discount Card Marketplace

    Access dozens of discount card networks through a single integration, and present patients with the most affordable option.

    • Many discount programs, one integration
    • Price comparison across programs
    • Available in pharmacy and point-of-care workflows
    Built forPharmaciesProvider Networks & EHRs
    Discount Card Marketplace screen comparing prices across discount card programs for one prescription
  • Copay Card Management

    Run copay card and patient assistance programs that apply automatically at the pharmacy counter, so patients pay the program price.

    • Programs applied at the point of dispense
    • Copay cards and patient assistance in one place
    • Program reach across pharmacy channels
    Built forPharma Manufacturers
    Copay Card Management screen showing a copay program applied to a prescription at the pharmacy counter

Built for Speed, Scale, & Security

CareCard’s leading API technology provides a frictionless solution to deliver affordability programs that support millions of prescription claims per day.

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Proven Impact

$1B+ savings delivered

40% lower costs on targeted drugs

30% reduction in abandoned scripts

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Platform Performance

Millions of requests per day

<100ms response times

50+ req./sec rate limits

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Simple Integration

Go-live in less than 10 days

Minimal resources for implementation

Customizable to existing workflows

Enterprise-Grade Security

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NCPDP-Based Interoperability, Fitted to How You Work

Intersect APIs follow NCPDP data standards to make interoperability a breeze. We tailor integrations to your operational and technical requirements, so they embed seamlessly into your existing processes.

  1. Share Your Requirements

    Tell us your drug pricing, claim eligibility, and data criteria.

  2. Get One Clear Protocol

    We turn your requirements into a single protocol built on NCPDP standards.

  3. Go Live in Days

    Integrate through Intersect APIs, fitted to the systems you already run.

Intersectby CareCard

Let’s Create Better Outcomes Together.

Tell us about your pricing, eligibility, and data requirements. We’ll map them to a clear protocol and a plan to go live.